Tuesday, 3 April 2018

You Should Always Start Your Organization with a Statement


A cash flow statement is the summary of the cash inputs and outputs resulting from transactions in the business. The cash flow statement is very important for a business and it is usually prepared by the owners or the managers. Multiple authorities use this statement for different reasons. The managers need it to make relevant changes, the bankers want it to accept a loan application and the government wants it for taxes. 
Helmi Agha
Helmi Agha — Imam & Executive Director, Amyl Council
A cash flow statement or forecast is equally useful to both internal and stakeholders of a business since it helps them in assessing the financial position of a business. For instance, internal stakeholders such as managers can analyze the cash flow and identify the weak areas that are responsible for an increase in outflow or leading to a decrease in inflow. The managers and owners have to analyze and check all the details and transactions of the business. They have to keep a record of all the business transactions to make effective decisions for the business. The cash inflow is basically the money coming in the business and the cash outflow is the money going out of the business. The managers have to prepare a cash flow forecast to keep a record of the money that is coming in the business and that is going out of the business every month.
The bankers need to see the cash flow forecast of the business if they are asked for a loan. The company that is applying for the loan has to submit its cash flow statement. The bankers use the cash flow statement to judge the creditworthiness of the company and see if it qualifies for a loan. They judge the liquidity position of the business. Liquidity basically means the ability to pay off the short-term debts. The cash flow statement is important because the banks are usually reluctant to give loans without a proper statement.
The government authorities also need cash flow statement. They need it for the calculation of the taxes. The government usually asks for the cash flow statement for the business to indicate the tax that the business should pay at the end of the year. 



Friday, 23 February 2018

Things You Should Know About Marriage Counselling



If you are facing multiple marital issues, then you should know that there are various things that you can do to come up with a great solution. It is always necessary for you to pay close attention to the details that will help you in the best way possible. If you are getting counseling from others, then it will become a lot easier for you to get the desired results. It is the best way to proceed so you can avoid all the problems that you are facing. 

Helmi Agha
Helmi Agha — Imam & Executive Director, Amyl Council
If you are searching for the marriage counselor, then you should pay close attention to the details that will help you in the right way. We will be sharing few important things that you need to focus on so you can come up with a great solution. Let’s have a look at the details that will help you in the right way. 

Find a counselor you are comfortable with
First of all, you should always pay close attention to finding the right counselor. If you are searching for the counselor, then you will have to focus on the details that will help you in the best way possible. Make sure that you are selecting the marriage counselor that will provide you with a comfortable environment and will make you feel at ease. It is the perfect way to proceed when you are searching for the right marriage counselor. It will make things a lot easier for you to get the desired results so you can avoid all the problems that you are facing. 

Be true to your counselor
Another important thing that you will have to do is to be true to the counselor that you are selecting. If you are not true to your counselor and you are not sharing all the details properly, then you won’t be able to get the desired results. It is the perfect way to proceed so you can avoid all the problems that you are facing. 

Don’t wait long
Another important thing that you will have to do is to focus on the things that will help you in the best way possible. Make sure that you are not waiting for a long time when you are facing multiple issues as a couple. You should consider finding the right counselor so you can avoid all the problems.

-Helmi Agha